A Private Unincorporated Association is a Secretary of State registered entity with no annual state filing fees and no franchise tax. When organized for a qualifying purpose, it can apply for federal tax-exempt treatment. Hold property, run a business, and keep your name off the public record using the same 200-year-old structure trusted by churches, charities, and fraternal orders.
Most people set up an LLC, a trust, or just hold things personally, and assume they're covered. They're usually wrong on several counts, and the tax bill is the one nobody warns them about.
Every asset titled in your personal name, your home, your vehicles, your accounts, is a target. One accident, one lawsuit, one judgment, and everything connected to your name is on the table.
California LLCs pay $800/year minimum, for life. Delaware, Texas, and most states charge similar franchise or "privilege" fees. Multiply by a few entities, multiply by 30 years.
LLCs, deeds, and corporate filings are searchable databases. Anyone planning a lawsuit can pull up everything you own in under five minutes.
Properly drafted private trusts run $5,000 to $25,000 per attorney, plus ongoing administration. Most still leave you exposed in court.
Unincorporated associations have existed for 200+ years and are used by churches, charities, and fraternal orders. Few attorneys are trained to set one up for private citizens.
Most Americans build everything in their personal name — income, property, vehicles, contracts, and bank accounts — never realizing there are lawful private structures designed to separate organizational activity from personal exposure..
A Private Unincorporated Association is a legal entity recognized in all 50 states. Here's what it actually delivers, and why it's used by churches, charities, and now over 3,500 private families.
No state franchise tax. No annual filing fees. When organized for a qualifying purpose and properly filed at the federal level, your association may be eligible for tax-exempt treatment, the same general framework used by churches and charities.
Your name is not on the public record. The association holds title, runs the bank account, and signs the contracts. You manage; the association owns.
Property held by the association, including homes, vehicles, accounts, and business interests, is owned by the entity rather than by you personally. That separation is the protection, and it's what makes the structure durable across generations.
Live reviews from verified Trustpilot members. Read all of them on Trustpilot.
Book a private call with a UNA advisor, or jump on our daily 10am PST Zoom. Chime in, ask questions, or just be a fly on the wall. No commitment. No pressure.
Or call directly: (619) 603-0233